North American finance & policy coverage
WireNorth covers the money decisions that shape North American households — rate moves, tax changes, mortgage markets, and the policy shifts behind them. The Editorial Desk works from primary sources: Federal Reserve and Bank of Canada releases, CMHC and FHFA filings, and the regulators' own data. Every article is reviewed and signed off by a named member of the desk before it is published.
33 articles
The Bank of Canada held its overnight rate at 2.25% today. The decision keeps borrowing costs steady for Canadian businesses but presents a margin squeeze for cross-border operations as the Canadian dollar tests 1.3752 against the USD.
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The Canadian dollar softened against the US dollar to 1.3752 amid renewed global dollar strength, raising stakes for the Bank of Canada as it holds its overnight rate target at 2.25%.
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A surprise 50 bps rate hike by the Bank of Japan has sent shockwaves through global markets, triggering a massive unwind of the yen carry trade and exposing hidden vulnerabilities in risk assets.
Read analysisWith the overnight rate sticky at 2.25%, households hoping for aggressive easing face a longer wait, pushing rolling mortgage renewals into a higher permanent cost bracket.
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The Bank of Canada can stay patient only if the energy shock stays narrow. A same-day AI speech shows why the longer-term inflation story is more complicated.
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Hot U.S. inflation data and Canada's trade rebound point to the same problem: North America can absorb an oil shock, but not if firms start treating it as normal.
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The old estate-planning pitch was built around a 2026 tax cliff. The better North American story is subtler: basis, liquidity and the wrong asset at the wrong time.
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The latest policy changes from the Fed ripple through North American markets, impacting everything from tech stocks to Canadian real estate investments.
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Promotional rates across CDIC-insured banks and credit unions span a wider gap than at any point in the past decade. A side-by-side look at the accounts worth holding.
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Essential tax tips and filing requirements for Canadians living and working in the United States in 2026.
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Learn how to build a diversified, low-cost investment portfolio that requires minimal maintenance in the 2026 market environment.
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How the transition to renewable energy is creating new opportunities for long-term investors in the post-carbon-tax economy.
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A deep dive into how the reversal of ZIRP is fundamentally restructuring corporate debt, retail banking, and fixed-income portfolios across North America in 2026.
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Are you really saving money by leaving the Big Five? We analyze the true cost of banking, fee structures, and lending rates in 2026.
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Once reserved for institutional giants, private credit is becoming accessible to retail investors in 2026. Is the yield worth the liquidity risk?
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Being your own boss means being your own HR department. We build the ultimate insurance and retirement stack for 2026.
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Moving between the US and Canada usually means starting your credit history from zero. We look at the tools that solve this in 2026.
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The 4% rule was born in a different era. We rethink the math of Financial Independence for the modern 2026 economy.
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With credit card APRs hitting record highs, traditional debt strategies need an upgrade. Here is how to kill high-interest debt in 2026.
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You no longer need $100k for a down payment to own commercial property. We explore the rise of fractional real estate investing in 2026.
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Streaming, software, and recurring memberships now eat a measurable share of disposable income. A method for auditing what you actually use and cancelling the rest.
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Same idea, different mechanics. We walk through contribution rules, withdrawal flexibility, and how each account interacts with cross-border tax for households with US ties.
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Dual Canada-US citizenship comes with overlapping IRS and CRA reporting obligations. We walk through FBAR, Form 8938, T1135, and where dual citizens most often slip up.
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Why digital banks are consistently outperforming traditional institutions on high-yield savings, and where to park your cash today.
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Health Savings Accounts are powerful for US residents but interact awkwardly with the Canadian tax system. The treaty wrinkles, what is deductible, and where Canadians get caught.
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Wall Street is buying up starter homes. We look at the data behind the institutional landlord trend and its impact in 2026.
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Several US states have unwound single-family-only zoning at the parcel level. We trace what has happened to listing prices and supply in the jurisdictions that moved first.
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With fluctuating central bank rates, the mortgage stress test is acting as a massive barrier for first-time buyers in 2026.
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Analyzing the recovery and future prospects of office spaces in two of North America's biggest financial hubs in 2026.
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With interest rates fluctuating, we explore whether Canadian homeowners should opt for fixed or variable rates in the 2026 market.
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A surge of cross-border investment is driving real estate demand in America's fastest-growing southern states in 2026.
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How zoning reforms in major cities are paving the way for townhomes and multiplexes to solve the housing crisis in 2026.
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Recent inflation data shows Core CPI stabilizing above the Federal Reserve's target, signaling potential prolonged higher interest rates and impacts on cross-border markets.
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